Банк онлайн. Рассрочка

Find the best installment plans from Russia's leading banks in one app. Банк онлайн. Рассрочка lets you compare loan offers side by side, see real interest rates, and apply for credit without visiting a branch.

Shop today, pay over time. Whether you're buying electronics, furniture, or covering unexpected expenses, this app connects you with installment solutions tailored to your budget. Browse offers from Sovcombank, Halva Bank, Tinkoff, VTB, and other major lenders—all in your personal account. See the exact monthly payment, total loan cost, and repayment timeline before committing.

Compare terms instantly. The app displays interest rates ranging from 4.2% to 28.7% annually, with loan periods from 2 months to 25 years. A transparent calculator shows you the full picture: borrow 400,000 rubles over 4 years at 8% per annum, and you'll see the monthly payment of 10,716 rubles and total repayment of 485,736 rubles upfront. No surprises. Late payment fines (0.1%–0.3% daily on overdue amounts) are also disclosed so you know the terms before signing.

Apply for Halva cards and other credit products directly through the app. Halva from Sovcombank offers installment-focused features designed to help you manage debt effectively. Transfer existing debt, negotiate lower rates, or refinance through your phone—secure login protects your personal account at every step.

Compare multiple banks at once instead of visiting each one separately. The app's database aggregates current offers so you can spot the best conditions for your situation in minutes. With VTB, Tinkoff, Sovcombank, and Halva Bank all in one place, finding the right loan is faster and less stressful.

Manage repayment online. Pay monthly installments, track your balance, and update your account details without leaving the app. Your secure personal account keeps all loan information and payment history in one place.

Note: The information provided is a general overview of lending conditions and is not a binding public offer. Please review the full terms and conditions with each bank before applying.

Download Банк онлайн. Рассрочка today and start comparing installment plans that fit your needs.